đŸŽ„ Episode 3: Buy & Hold Won’t Save You – Why Retirees Need a Different Strategy in 2025

Is “buy and hold” still the best strategy when you’re retired—or nearing retirement?

In this episode of Retirement in a Recession, I’m breaking down one of the biggest myths in traditional financial planning:

👉 That the same strategy that helped you grow your wealth will also help you preserve and distribute it.

Buy and hold works—when you’re building wealth.
But when you're drawing income, managing market volatility, and facing policy-driven disruptions like tariffs or political shocks

Ain’t nobody got time for that.

🧠 In this episode, you’ll learn:

Why buy & hold doesn’t adapt to sequence of return risk
What most financial advisors aren’t doing when they say “stay the course”
Why handing your portfolio to a third-party manager might not be enough
The ladder analogy: Why the tools that got you up the mountain may not help you back down

How my team approaches active portfolio construction for today’s economic reality

🔔 Subscribe to catch the full 8-part series here:
youtube.com/channel/UCXpekITMEde9w74HZ8dhFVg

📅 Want to review your current strategy and see what else is possible?
Book your Retirement Risk Review with me at:
🌐 https://www.houstonfirstfinancialgroup.com