The 5–10 years before retirement are incredibly important.

That’s when you still have time to make meaningful adjustments.

You can start visualizing what retirement might actually look like.

You can estimate what you may spend.

You can compare that to the income sources you expect to have.

And you can still make changes before the paycheck stops.

The day after retirement, there may still be options — but there are usually fewer of them.

That’s why retirement planning should not wait until the finish line.

It should start while you still have room to adjust. @rewirement

#RetirementPlanning #RetirementIncome #FinancialPlanning #PersonalFinance #MoneyMatters

Thinking about retirement? While many suggest starting in your 20s, this clip highlights that serious retirement planning becomes most critical 5-10 years before the big day. The most important step is visualizing your future retirement expenses and doing some initial calculations. This approach emphasizes strategic retirement income planning over early, less specific saving for retirement.