When planning for TRS retirement, the goal is not just to look at the highest monthly benefit.

You also need to think about how your pension and Social Security decisions may affect your spouse, surviving spouse, former spouse, or widow/widower benefits.

Age difference, earnings history, divorce history, survivor benefits, and when each person claims can all matter.

This clip is from a Money Matters/TRS retirement planning discussion on coordinating TRS and Social Security decisions.

For educational purposes only. Your situation may vary, so review your options carefully before making retirement, pension, or Social Security decisions.

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