Turning off the paycheck can be one of the hardest psychological shifts in retirement.
In this Money Matters clip, Wade Pfau explains why retirement is a completely different stage of financial life. You are no longer just adding new savings — you are now taking distributions, spending down assets, and managing risk in a different way.
That shift can make market volatility, income planning, and retirement timing feel much more serious.
Watch the full Money Matters conversation with Wade Pfau on safety-first retirement planning.
For educational purposes only. Retirement income decisions should be reviewed in the context of your full financial plan.
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